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Finkash financial solutions

Loan and capital
management in one place.

Give lending, investment and finance teams one controlled operating layer for the full capital lifecycle-from onboarding and assessment to collections, distributions and reporting.

Plan your rollout
Loan and capital management dashboard
Loan and capital management dashboard

A complete financial operating layer

Capital decisions with
more control.

The system brings together core lending, investment operations, accounting and built-in compliance gates-so your team can move with the confidence of a complete record.

01

Borrower & deal onboarding

Create a complete borrower and opportunity record with the information, documents and workflow context decision-makers need.

02

Loan lifecycle control

Manage applications, affordability, approval, disbursement, repayment and restructuring through controlled stages.

03

Investment & capital rounds

Structure investment rounds, investor participation, share accounts, allocations and capital deployment in one connected workspace.

04

Collections operations

Prioritise arrears, payment activity, promises to pay and follow-up actions from a clear portfolio view.

05

Distributions & investor reporting

Calculate, review and manage distributions while giving investors a clear view of positions, statements and returns.

06

Treasury & cash control

Connect capital movement, settlement activity, payment processes and operational cash visibility.

07

Accounting & reconciliation

Bring chart of accounts, journals, bank-statement workflows, reconciliation and financial reporting into daily operations.

08

Compliance by design

Support affordability, FICA, NCR, FAIS, tax and governance controls in the workflows where decisions happen.

09

Portfolio intelligence

Use live portfolio, loan-book, collections, investor and impact views to guide management action.

A complete operating layer for capital

Move capital with
control and context.

Growing financial operations need more than separate loan, investor and accounting tools. They need a connected record behind every approval, movement, repayment and report.

  • ✓ Lending, investments and treasury operations in one workspace
  • ✓ Configurable approval, affordability and governance checkpoints
  • ✓ Traceable accounting records and reconciliation workflows
  • ✓ Collections and portfolio visibility for timely intervention
  • ✓ Investor positions, distributions and statements kept connected
  • ✓ Scalable foundations for payments, scoring and third-party integrations
Solution workspace detail

A connected platform for every financial team

See the detail behind
every decision.

Executive financial overview workspace

Executive financial overview

A live leadership view of capital allocation, loan-book exposure, pipeline and operational priorities.

Loan origination workspace

Loan origination

Move applications through a structured, review-ready credit workflow before capital is committed.

Loan account detail workspace

Loan account detail

Open the complete loan record to review status, terms, balances and the financial history behind each account.

Repayment schedules workspace

Repayment schedules

Give collections and finance teams a clear view of due dates, principal, interest, outstanding amounts and exceptions.

Investment rounds workspace

Investment rounds

Manage capital rounds, allocations, availability and investor participation from a controlled workspace.

Accounting controls workspace

Accounting controls

Connect chart of accounts, reconciliation, tax components and accounting workflows to daily operations.

Make every capital decision easier to defend

Useful insight for
better decisions.

When lending, investor activity and accounting live in separate tools, teams spend too much time rebuilding the story. A connected platform gives every decision the context, controls and evidence it needs.

01

Protect decision quality

Bring affordability, supporting information, delegated authority and review checkpoints into the approval journey.

02

Strengthen portfolio visibility

See loan performance, collections priorities, investor positions and capital deployment without stitching together spreadsheets.

03

Close with more confidence

Keep financial activity, reconciliations, distributions and reporting connected to the work that created them.

Designed around real operations

From opportunity to accountable capital

01

Assess

Capture the opportunity, people, financial information and affordability or investment criteria in one controlled record.

02

Approve

Apply defined rules, delegated authority and four-eyes review before capital is committed or moved.

03

Manage

Track disbursements, repayments, collections, allocations, distributions and reporting throughout the lifecycle.

Plans, features & rollout

Put capital to work
with control.

Discuss your lending, collections, investment and compliance requirements with our financial solutions team. We will prepare a tailored scope, implementation approach and pricing proposal.

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